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Motor Insurance Cover

Protection on the road. For cars and fleets.

Motor insurance for private vehicles and corporate fleets, with cover for accidents, theft and road risks, plus fast claims and 24/7 roadside assistance.

A vehicle on the road, representing motor insurance cover

Partners with Top Insurance Providers

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Our Insurance Services

Comprehensive Insurance Coverage for All Your Needs.

Building lasting partnerships through comprehensive protection, competitive rates, and personal service that grows with you. From business liability to personal protection - we deliver customized insurance solutions with expert guidance every step of the way.

  • Motor insurance for private cars and corporate fleets in Kenya. Comprehensive protection against accidents, theft, and other road risks, with fast claims, 24/7 roadside assistance, and premiums tailored to how you use your vehicles.

Why Choose Us

Insurance advice built around you .

Whether you are protecting a household, a business, property or a workforce, you get expert guidance from a team instrumental in sculpting coverage solutions that foster growth, security, and peace of mind.

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Adviser discussing insurance options with a client
  1. Tailored protection, not one-size-fits-all policies

    From children’s and family healthcare to seniors, motor, and business risk, we help identify cover suited to the person, family, or organisation behind the policy.

  2. Flexible cover without losing sight of cost

    We help compare benefits, exclusions, limits, and premiums across providers so clients can find an appropriate balance between protection and affordability.

  3. Advice from people who understand insurance

    Our advisers explain options clearly and help clients understand what they are buying before making a decision.

  4. Support that continues after purchase

    Our relationship does not end when a policy is issued. We remain available for policy questions, renewals, and support when a claim needs attention.

Insurance cover is personal. So are the stories behind it.

Hear directly from the people and organisations we support about their experience with Lako and the support behind their cover.

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Hear from members about seniors cover and the support behind their policy with Lako.

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Yvonne has been managing our medical cover for the last three years through AAR Insurance. She is reachable around the clock and does not stop until the client is sorted.
MiriamEPZ AuthorityMember since 2020
The team is professional, knowledgeable, and responsive. From coverage questions to filling a claim form, they made a confusing process feel straightforward. I feel confident my health cover is in good hands.
Florence OyollaClientMember since 2018
Whether I had a question about coverage or needed help with a claim form, they were there every step of the way. They make processes that seem confusing easy and stress-free.
Valarie KemmeyFinance, The Safari & ConservationMember since 2019
Life does not follow a nine-to-five schedule, and neither does Lako. A policy question at midnight or an urgent claim over the weekend still finds a team that is responsive and careful with your information.
Meshak MulwaHR Manager, Ten Senses EPZMember since 2021

How to get Covered

Getting the right insurance cover shouldn’t be complicated.

We help you identify your needs, compare suitable options from different insurers, and choose cover with confidence.

Our role goes beyond simply finding a policy. We stay involved through placement, renewals, questions, and claims support so you always have someone to turn to.

  1. Step 01:

    Tell us what you need

    Tell us the type of insurance you're looking for and a few details about your needs.

  2. Step 02:

    We compare suitable options

    We review suitable cover options from different insurance providers and help you understand the differences.

  3. Step 03:

    Choose your cover. We stay involved.

    Once you choose a policy, we help with placement and remain available for questions, renewals, and claims support.

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Secure Your FutureWith Confidence

Take the first step toward finding the perfect insurance coverage tailored specifically to your needs and preferences.