One cover for the people and assets that keep you trading.
All-in-one SME insurance in Kenya for businesses with 3 to 100 employees: medical cover, annual check-ups, WIBA and group personal accident, travel and personal accident, pension, and motor cover.

SMEs Cover
Protection shaped around your needs.
Kenyan SMEs with 3 to 100 employees that want staff wellness, asset protection, business continuity, and the documents that keep them tender-ready.
Medical cover for the team
Arrange medical insurance for 3 to 100 employees, including annual check-ups.
WIBA and group personal accident
Meet workplace injury obligations and add group personal accident protection for employees.
Travel and personal accident
Include travel and personal accident benefits for the people who represent the business away from the office.
Pension and motor
Add pension cover for the team and motor cover for the vehicles the business depends on.
Benefits described are options to discuss, not a guarantee of cover. Availability, eligibility, exclusions, waiting periods and limits depend on the insurer and policy selected.
How many employees can be covered?
The SME medical cover is arranged for businesses with 3 to 100 employees. Share your current headcount so we can confirm the right structure.
Do I have to take every benefit?
The package can include medical cover and annual check-ups, WIBA and group personal accident, travel and personal accident, pension, and motor. We help you decide which combination supports asset protection, staff wellness, continuity, and tender readiness.
A little guidance goes a long way.
Let’s find the right cover for you.
Tell us what matters to you. We’ll help with the next step.
